<$80K Lenders around?

[Quaid Cde Baca]

Hello community,

Has anyone else seen a recent shift in lenders with sub $100K mortgages, increasing their minimums loan amounts, increased APR and adding misc. fees?

I’m a new CA investor looking out of state, with too tier numbers to qualify, but hitting a wall with finding low mortgage loan lenders below ~4% recently. Looking to Buy-n-hold in Chicago, Charlotte, Columbus, etc.

It has all seemed to have shifted within the past couple months.