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Updated over 4 years ago on . Most recent reply

Anthony Sgro's profile image
Anthony Sgro's profile image
Anthony Sgro
  • Rental Property Investor
  • from Richmond, VA
  • Member since Jun 23, 2019
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Anthony Sgro's profile image
Anthony Sgro's profile image
Anthony Sgro
  • Rental Property Investor
  • from Richmond, VA
  • Member since Jun 23, 2019
Connect
Anthony Sgro
  • Rental Property Investor
  • Richmond, VA
18
Votes |
53
Posts
Mortgage Brokers & Lenders

Want to HELOC but high DTI....

Anthony Sgro
  • Rental Property Investor
  • Richmond, VA
Posted

Can anyone offer any assistance with a high DTI question? I would like to take a HELOC out on my rental property, but I've only owned it for six months and my DTI is around 50%.

I have excellent credit, but I have to put my entire mortgage against my DTI since my fiancé is unwilling to put her name on any future rental properties.

Any help would be much appreciated!

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Anthony Sgro's profile image
Anthony Sgro's profile image
Anthony Sgro
  • Rental Property Investor
  • from Richmond, VA
  • Member since Jun 23, 2019
Connect

User Stats

53
Posts
18
Votes
Anthony Sgro's profile image
Anthony Sgro's profile image
Anthony Sgro
  • Rental Property Investor
  • from Richmond, VA
  • Member since Jun 23, 2019
Connect
Anthony Sgro
  • Rental Property Investor
  • Richmond, VA
18
Votes |
53
Posts
Anthony Sgro
  • Rental Property Investor
  • Richmond, VA
Replied

@Kevin Sierra probably doing a cash out refi. Not thrilled with the variable interest rate that HELOCs hold.

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