Major changes in construction financing?

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I'm an ex banker turned contractor from the southern nj Philadelphia metro area.

Used to do a ton of construction loans and want to make sure I'm still on point when discussing at a high level with customers.

Is the advance rate still 80% based on an as completed appraisal?

Floating rates during construction to be fixed at end?

What are those rates looking like?

20 or 25 year amortizations?

Anything im missing?

Thanks!