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Updated over 4 years ago,
Specialist Mortgage company needed VA-Independent Contractor
Hello everyone! First post in years. So I am looking for a mortgage company/agent. I want to use VA because the whole point is to save money on the downpayment and buy a 4 unit.
1. I do qualify for VA loan. (Already have my approval letter)
2. Income- I work as a paramedic overseas for international companies. Income averages $95000 a year or so.
3. I DO NOT get a W2, or a 1099, and since I am paid in direct deposit from foreign companies, I do not have the audited verified earnings ( not sure if that's the correct term.) or proof of income.
4. I have consistent deposits of around the same amount every month for almost 3 years. I do NOT want to do a bank statement loan, what I would really like is to find a mortgage company that will accept my pay slips, deposit verification or tax statements ( They only indicate foreign earned income) and somehow still use it as a VA loan.
5. I am willing to partner with another Veteran to buy a multifamily if this is an option.
Any help would be greatly appreciated. Looking for a great agent that can work miracles. State doesn't matter, willing to relocate if necessary. ( Currently in Michigan)