License Needed to COLLECT Referral fee from HML?

[Robert Y.]

I've listened in the last two weeks to several HMLenders' claims that no license is needed to refer commercial borrowers to them.

And from their veiwpoint, of course we don't need a license to make the referral!

But can the referral fee contract be enforced, to collect the front end point, and backend equity share payout offered, after the bridge loan balloons or is paid off early?

Anyone, attorneys especially, tried enforcing a HML referral fee contract, since passage of the SAFE Act?

Or does the SAFE Act have an exemption for those only making referrals, and not originating the commercial loans?
Thanks