letter of intent on commercial property vs appraisal comps

[Brandon McCombs]

Hello,

Unfortunately I've yet to find a forum for appraisers so bankers/lenders/brokers it is.

If I have a letter of intent from a commercial tenant in which the lease rate is potentially 2x what an appraiser says is the market rate in his report to my bank then what is the likelihood the appraiser is going to use the lease rate in my LOI to override his market research vs the other way around which would kill my loan request with the bank due to the projected NOI being insufficient for the DSCR?

Anyone have experience with that type of situation?

thank you