FHA APPROVAL WITH CHARGE OFFS WITH THE LAST YEAR

[Rasheed Hope]

Hi everyone, I currently have a buyer who's under contract for a single family home seeking an fha loan but there's an issue regarding credit. Recently she found out that a car she had rented which was and still Is impounded has come up as a charge off from the lender on her credit. I know that a buyer can still qualify for an fha loan with charge offs but is there a time period in which they require the charge off to be reporting before a lender could make the loan?

Thank you for your help.