USDA Incentives for a house hack? Possibile???

[Jose Aguilar]

Hello all, I am in the works of making my first real estate move. I have my eyes on a mulit-unit home. I do plan to live in the home and rent out the other unit on the lot. My LO mentioned a USDA incentive that pretty much pays for the down payment and closing costs for low income communities. I know that program requires you to live in that home but my question is for how long? Do I have to live in the property til I pay off the mortgage? Is there any loops of some some sort? Thank you in advanced.