Can I get a mortgage to buy townhouse in Brooklyn, NY?

[Henry Ko]

I'm planning to buy a third house. It would be a townhouse in Brooklyn, NY. My budget is around $1.7 to $2.1 Million for 1-2 family house. I wouldn't be renting any of it. 

I currently have an apartment in Brooklyn, NY (my primary residence) valued at around $900K with a remaining $240k Mortgage balance. $3200 Monthly mortgage payment, I also pay $500 a month HOA fee

I also bought my second home in NJ two years ago for $371k (valed at 430K Now) with a remaining $280K Mortgage balance. $2300 a month payment

I'm planning to rent out my (primary residence) the Brooklyn apartment and buy a bigger new house as I'm planning on having kids. My income is $300K a year, my wife started a job in January and makes $100K. We don't have any debt except for the two mortgages mentioned above. We also have approx 300K retirement accounts which I'm not planning to use. We can put 20% down and our credit score is above 800.

Can you please let me know what my options are to get a mortgage? 

Income $400K 
1st Mortgage payment: $3200 + $500 housing fee
2nd Mortgage payment: $2300

[Zach Edelman]

@Henry Ko contact me at eight four seven- four seven one - six three eight four. I am an LO at a DSCR lender known as Easy Street Capital. I do lending for refinances (both rate-term and cash-out) and acquisitions for cash-flowing residential investment properties like the one you are describing above. We don't do any income verification or tax verification, so your DTI being on the cusp would be an issue. Looking forward to hearing from you!