Florida...To use a realtor or not to use one.

[Jeff Riewer]

Hello...

I'm an out of state investor and am contemplating on whether or not to use a realtor.  I found a single family in Panama City and made an offer...the bank has countered of which I think it's too much for the property.  It's tarped, hasn't been lived in for years, and will need extensive rehabbing.  I'm looking at long term rental.  So...I am being asked to make a counter and have been speaking with the selling agent for the bank.  I cannot have the home inspected until I counter.  Any suggestions on using a realtor or should I just wing it and counter with what I feel is a fair price?....