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Updated about 8 years ago on . Most recent reply
![Brianna Bowers's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/555938/1621492496-avatar-briannaqbowers.jpg?twic=v1/output=image/cover=128x128&v=2)
Laptop or Desktop for RE Business?
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Hello @Brianna Bowers it depends on your business. I agree that you either need a laptop/desktop computer, it just makes all the programs I use easier. Storage is better, etc. (Laptop if you like to be mobile, desktop if you can manage on your iPad/iPhone) The Mac also pairs nicely with the iPhone.
So being a college student has taught me many things, one of which is a combination between thrifty and creative! Ever since my educational technologies class I have been using MAC computers. Can you get something cheaper that does the same thing? Absolutely, but what if I could tell say you can get the best of both worlds?!
Thats right, a iMac at a deal and "lease" it for a few years. So here is what I've been doing since 2011 and I'm on my 3rd 27" iMac.
Lets lovingly call this section the: Large Upfront but Minimal Lease Cost Computer Program.
- New iMacs are expensive and as investors we don't like to pay list price for things. So your best bet is to find someone who purchased one about 6 months old AND purchase the additional apple care. (So 3 years total from purchase date) I have found Craigslist to be a great source for these. Just keep up on it, they go fast when they get posted.
- You can usually get a 27" for around $1450 depending on the model. So now you have a "new" iMac for about 25% off. You ALSO have apple protection in case anything goes wrong. (I had my screen and cd drive go bad in year two, it was fixed at no cost to me:)
- So here is the lease part. You sell you iMac before the apple care expires, so that someone else can have the comfort of buying with confidence. Usually around $1200.
- So for about two years you "leased" an iMac for $10.42 per month.
Thank you student loans for making me an investor:) haha
Just make sure this is the right plan for you, right now I have keep my current iMac past the apple care period because this strategy is time consuming and it might leave you without a computer for awhile.
So my long winded advice comes to a close. Pick the one that best suits your lifestyle/business.
Good luck!