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Updated over 3 years ago on . Most recent reply
![Joseph Saez's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1851046/1621516117-avatar-josephs594.jpg?twic=v1/output=image/crop=3072x3072@0x0/cover=128x128&v=2)
Looking for down payment options.
I am looking to purchase a home for $400,000-$450,000K but am having a rough time come up with that 20% down. I don't want to use FHA due to insurance and taxes being rolled into my mortgage making my mortgage higher then it evidently should. Any ideas? Only have about $15K on hand. What are my options for the other $65K?
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![Isidora-Izzy Sadzakov's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1166180/1672873689-avatar-ivybaca11.jpg?twic=v1/output=image/crop=1280x1280@0x20/cover=128x128&v=2)
@Joseph Saez From my point of view, FHA is the only option for you.