Starting Out
Market News & Data
General Info
Real Estate Strategies
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated almost 4 years ago on . Most recent reply
![Jonathan Shnoravorian's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1891577/1621516465-avatar-jonathans593.jpg?twic=v1/output=image/crop=438x438@29x0/cover=128x128&v=2)
Using 401K to purchase Rentals?
Hey everyone,
I've been considering borrowing or taking cash out of my 401K to help fund purchasing out of state rentals. I contribute about 10% myself, and my employer matches 6%. In just a little over 5 years, I have a decent amount in there. I'd love to not have to touch it until retirement, but at the same time I'm thinking this cash right now could offer better returns on cash flowing properties. What are your thoughts on using the money from your 401K to help purchase more rentals? I come across videos and articles all the time about how "401K's are bogus" or "Never borrow from your 401K" so just wanted to open this up for discussion and hear some of your experiences and thoughts on all this. Thank you!