Can I pay with a mortgage instead of cash?

[Daniel Alfandre]

Is it worth looking for deals hoping the seller is willing to wait 45-90 days for the bank to close or should I make sure I have enough cash to pay for the entire purchase before I make offers?

I'm under the impression that if I don't have all cash to offer for an investment property in the $30k - 100k purchase-price range, I will have a very difficult time finding a seller who would want to sell to me.  It seems like an investor market like Baltimore, where I am, has ample investors who have cash ready to offer for properties in that price range.  

Thanks.

[Joseph A Gonzales]

Make the offers! If you are doing full price, and cash investors are low balling them they will take your offer. Just make offers, if you do not get the property move on and find another one. Keep making offers until you find someone that will take your offer! So, what they say no one take a cash offer means it was not meant for you! You will be surprised what will happen in this crazy world of real estate!