How to get started with high DTI

[Danika Jeanton]

Hi everyone, I've been trying to figure out how it's possible to get financing for a first investment property when I already have my primary residence and it eats up my available DTI (I bought it before knowing anything about REI). Currently my DTI is about 36% which is fine however now if I want to try and get a second property for investment purposes, I think I wouldn't qualify because the second property would bring me way over the allowable DTI for most lenders. Any advice on this? How do others do it if they already have a primary residence when trying to start out?