$72k reported on last W2. Should/Can I get a loan?

[Chris M.]

Right now I'm researching how to get approved for a loan. I defaulted on my student loans, so from my understanding, a traditional government loan is out of the question. But about 4 months ago, I setup a Loan Rehab program, so by end of March, the default will be expunged from my record. My credit is also pretty low, 620s for TransUnion and 520s for FICO. Family member said they'd pay the down payment. I live in CA, but will move out of state to get a better deal. Will also live in the place for 2 years (house hacking) to avoid paying high capital gains tax. Currently unemployed, but saved 77% of my money by decreasing my cost of living significantly so got $7k saved up. My last position was in InfoSec so was making $72k before taxes, as it is reflected in my last W2. Currently reading Brandon Turner's The Book on Investing in Real Estate with No and Low Money Down and listening to podcasts here. Any information, resources, or assistance into this would be great! Thanks for reading!