Brrrr & Mortgage at the same time

[Alejandro Flores]

I am living in an owner occupied (OO) apartment financed from a hard money lender (HML) and my only debt in the bank system is the lease of my car.

Can I get a mortgage for a 2nd apartment with my salary and then refinance (cash back) with my 1st apartment to do the BRRRR strategy and buy a 3rd apartment?

If so, any recommendation of a bank around the Broward or Miami Dade county in Florida?

[Raymond J. Rodrigues]

Is there any particular reason why you acquired your apartment with a hard money loan? Are you self-employed or W2? You don't seem to have much debt. 

Feel free to message me and I will gladly answer any, and all off your questions. I am a licensed lender in the state of Florida and reside in Miami-Dade county.