Fix credit/pay off debs or invest in Real Estate first?

[Jennie Solis]

I have been following the Dave Ramsey method and holding off on looking for my first Brrrr or flip house until I’m debt free and have a nice savings. I assumed I needed a better credit score and a down payment to start off but I just started making 75k a yr and I’m hungry to start investing. What are your thoughts about this. Thanks in advance.

[Chris Allen]

@Jennie Solis I was in the exact same position. My church did Dave Ramsey FPU my last semester of Nursing School, so when I graduated, I had every intention to just pay down my debt as fast as I could. But then I found out about Real Estate and I have completely changed my mindset. 

I agree with @Dion McNeeley; build up your credit, house hack, then do whatever else you plan to do. I bought a Duplex right at a year ago for 3.5% down, and since I have been living there, I have only had to pay $200 to cover the mortgage, and if I got a roommate I would be living for free. This has allowed me to increase my savings rate. I would rather make a 15%-20% ROI on my properties than focus more on paying down the 4% student loans.