Is Househacking worth it?

[Brandon F.]

Is House hacking worth it? Getting an FHA loan on 3.5% down with an interest rate of 3.5%, usually shows a cash flow below $500. I did some calculations and with a $450,000 Fourplex, and a rent collection of $3,458, you can expect to pay $3,657 in mortgage, leaving you in the negatives. Once you move out of the property you could expect to earn $821 with the added rent from the unit you were living in. Is it worth it to do all the work for this little amount of profit? Or will it pay off in the long run?