What do you think of this asset allocation?

[Account Closed]

Any input on this asset allocation for someone in their mid 20s? Note- my employment is somewhat volatile and tied to the strength of the equity market. I invest in out of state real estate rentals as a side venture (use a property manager and get about 8% cash on cash returns).

Goal: Split between building passive income and secure long term investments.

Breakdown:

Bonds 12%
Stocks 37%
Cash 5%
Real Estate 32%
Risky Assets (Lending club, could be a growth stock or hard money loan) 14%

Thanks.

[Sean Stewart]

Looks good to me for your situation. If it were me, I might go with 20 percent bonds and 29 percent stocks, and use my "risky assets" money to go into more real estate rentals but that's just a personal thing.

I would love to know what area and property manager you invest with as I am also a young investor in an overpriced area that's not particularly great for rentals (D.C.).