20 years old with $6000 saved up. No Job. Socal.

[Gabriel Guerrero]

Hey everyone,

I'm a 20 year old living in Southern California. I really want to start investing in real estate. My initial thought/plan was to look for a multi family home, live in one unit and rent the rest. That way my tenants would be paying my mortgage and I could save up and purchase another multi family property a year or two after. My only problem is that I don't have an actual job. I'm a student so I've only worked part time jobs and I am currently not working due to the virus. This is a problem because I doubt a bank will loan me any money without having stable income. Is there any ways around this?

I have been researching seller financing and I think that might be my only route.

My girlfriend is an LVN making close to $3500 a month and is willing to help any way she can. Will that be of benefit at all? Will a bank take that into consideration?

Can anyone with any suggestions or tips please help me out?

Thank you so much.