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Updated over 4 years ago,
Lender suggests a 12 Month Credit Build Plan- I wanna go faster
Hey- My wife and I connect with a conventional loan officer who used CreditXpert to analyze our credit. The results were wife's credit score is excellent... mine not so much. The tool very insightful; however, their office suggestion was to pay off around $3k in debt and make consistent payments for the next 12 months.
Any suggestions on how to increase my credit score without waiting a year?