House Hacking In College

[Thomas Monge]

Hey all,

I am a college student at the University of Florida and have been paying around $800/month in rent the past year and want to house hack a property in order to decrease my living expense. I was planning on having a family member cosign for the property since I have had unstable employment due to the heavy workload in college. Now, all of my family don't want to be a cosigner because they are worried it will be too much of a burden on their credit. I have the cash saved up for a down payment and closing costs, but I am worried that I will not be able to get any type of loan due to lack of stable employment during my years in college. I plan to have a job again starting right before the school year, but I was wondering if anyone had any tips on obtaining a loan on my own?

Thanks a lot.