Help with a owner finance deal!!

[Edgar Daniel gonzalez]

Hello everybody!

I wanted to see if I can get some help on my first property that I’m trying to purchase as a owner finance deal. The property is listed at 134k in downtown Columbia, South Carolina. It needs about 30k for rehab. I can put down between 10k- 15k as a down payment, 600-800 monthly payments, and 2-7% interest rate. The problem is that the seller wants about 30k-40k for the down payment that I don’t have, so my question is how can I negotiate and modify the deal so it can end up being a win-win scenario??

(Thank you so much in advance!!)