What To Do With My Moneys

[Mike Gotti]

So I’m 21 years old and in the navy and just passed my one year mark of joining. I have about $30,000. Saved up right now. Have about $20,000. in a money market savings account @.80% and about $3000 in max $3000 balance cert @ 3.44% and the rest in just in my checkings. Don’t really know what I should do with my money. I know there is a better option and more ways I can earn a better return just don’t really know what my best option is. I have no bills really other than a phone, internet and food. Don’t need a car. What should I do?