Umbrella policy and LLC for house hack

[Mathew Fuller]

Hello BP,

I am wondering if I am correctly protecting myself with the current house hack that I am doing. I recently bought a property and currently renting out one of the two rooms (with the second one to be soon rented out). Before I closed on the property, my insurance advisor advised me to get an umbrella policy, which insures me up to $1M. Do you think this is adequate, should I look at putting my house into an LLC? What do you do to protect your assets while being a landlord?

Thanks