How Can I Get Around Closing Costs!

[Alejandro Garcia]

Hi!

I have been looking into purchasing a multi-family for a HOUSE HACK in the Los Angeles area but currently do not have enough to cover the closing costs. I have saved for the down payment, and some for repairs, furniture, etc but did not expect closing costs to be so much,+10K. I can use what I allotted for repairs for closing costs but I do not want to be left with no money after purchasing the property.

Anyways! I have heard that you can negotiate the seller covering the closing costs. How is this typically done and are there other options? 

Currently looking at either using a 3.5% FHA loan or a conventional 5% down loan.

Thank you in advance!

Alejandro