Employment History before first FHA loan

[Andre Kepler]

Hi BP!  I am from the New England and have been working 2 different seasonal jobs for the past few years consistently. I am getting a full time year round job soon in the SAME field of work as my previous summer jobs. 

Do new lenders need to see 2 years at this new job before lending to me or just consistent paychecks a little while after starting? I do plan to ask lenders themselves but would love some feedback.

[Daniel Haberkost]

@Andre Kepler

When I bought my current house-hack last year I just needed to provide two pay stubs from my current employer in order to satisfy the requirements of the underwriter. At the time I had just started the new job and had to actually wait to get my second pay stub in order to prove I was employed. He asked for 2 years of work history as well but my previous jobs were in completely different industries and it didn't matter.

As you mentioned, talking to a local lender is the best route to go. But, unless Fannie/Freddie's rules have changed, you should be fine assuming your debt to income and credit are where they need to be.  

-Dan