Using 401k to purchase retirement home early

[Corey Kane]

I am about 15 years away from retirement and would love to be mortgage free when I retire. I would like to buy and move into my retirement home now if possible. Question, does it make sense to use my 401k money so that I either have no mortgage or a very small one? I understand the tax penalties. However, I feel like I would be saving money in the long run since I won’t be paying interest on a mortgage loan and gambling that the house will cost less now than it would in 15 years. Thanks for any advice.