Fourplex financing problems

[Jennifer Greuel]

I am really stressed out right now. We have a 4plex under contract and it is a great deal and cashflows well. Our lender had said we could put 20% down but is now saying he needs 25% down (no reason as far as the deal or our credit, I think he is just incompetent). We can't afford 25% down, that would pretty much be every penny we have besides our checking account. Does anyone have a recommendation for a bank that allows 20% down for 30 years and a four plex? Or does anyone have another idea? I don't think we are willing to go the private financing route...