Ottawa, Canada Real Estate Investor

[Bhushan Bhirud]

Hello RE investor, 

Currently got hooked up to this forum .I have gathered lot of information on this platform and podcast. but most of information was related to US market. I am from Ottawa ,canada and looking to make my first deal.  I have few question in term of financing, i hope i would get some guidance from you guys...

How do you  guys finance your down payment? Are there lenders in canada who provides loan for RE investment for less than 20% downpayment? Do you guys take loan from big banks or any private lender or any other means? I already have primary residence so based on my Income, i dont think Bank will give me more loan for my investments. 

Does lender check personal income for investing in RE? or they dont care  [as much as i have required downpayment 20%(?)]as its income generating investment.