Insurance claims for roof and siding? how to deal with contractor

[Joshua D.]

So we had a hail storm a couple weeks ago and my roofer called me and told me about it and said i should file claims which i have and he met with the adjusters at the properties and i guess is getting them all covered and charging them a arm and a leg for the work. Like i could get the work done for a 1/3 of the price. But anyways i was going to take the money and use it on the properties where i really need it. My roofer is saying i have to use all the money. I do feel a little obligated to give him the work but i really dont see why i would give him more then it really costs to do but spread around to other properties which he is good with. Because alot of the places were getting checks for dont really need it. Is there any issues with any of this? Whats the best way to handle all this?  I dont wanna make a bad mistakes or anything. I do have places that really could use new roofs. How would anyone handle this?

[Account Closed]

@Joshua D. Hey Josh, I use to be a roofing salesman/contractor and have been an adjuster for the past 4 years.

To start - Its your insurance money, not your contractors, so you should spend it how you see fit. If insurance pays for your fascia (just an example) and you choose to use that money for something else then you can and it's done all the time. But if another storm comes through, you file a claim, and insurance determines that it's the same fascia from the prior insurance claim then they won't cover it again. You're responsible to pay your deductible but a lot of contractors will "cover it" to get the job.