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Updated almost 6 years ago on . Most recent reply

Simon Dean's profile image
Simon Dean's profile image
Simon Dean
  • Rental Property Investor
  • from New York, NY
  • Member since Feb 22, 2019
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11
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5
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Simon Dean's profile image
Simon Dean's profile image
Simon Dean
  • Rental Property Investor
  • from New York, NY
  • Member since Feb 22, 2019
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Simon Dean
  • Rental Property Investor
  • New York, NY
5
Votes |
11
Posts
Starting Out

Current mtg rate with 810 FICO score

Simon Dean
  • Rental Property Investor
  • New York, NY
Posted

Pre approve mortgage application

150K loan amount

30 Fix

5.75% rate

CHASE

EXCELLENT CREDIT. NO DEBT.

Is this interest rate good or should I keep shopping? Today is May 31st. Thanks ahead of time for responding.

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Alexander Sharp's profile image
Alexander Sharp's profile image
Alexander Sharp
  • Rental Property Investor
  • from Arlington, TX
  • Member since Apr 25, 2019
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Alexander Sharp's profile image
Alexander Sharp's profile image
Alexander Sharp
  • Rental Property Investor
  • from Arlington, TX
  • Member since Apr 25, 2019
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Alexander Sharp
  • Rental Property Investor
  • Arlington, TX
21
Votes |
2
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Alexander Sharp
  • Rental Property Investor
  • Arlington, TX
Replied

@Simon Dean Best piece of advice I've heard on this is from Graham Stephan on YouTube. He mentioned taking this quote to another bank to see if they can beat it. Once you find a bank to beat that rate, you then take it to yet another bank and have them beat THAT rate. Continue this until it's unbeatable and then you'll have your lowest rate :)

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