Newbie !!! Should i find the deal or lenders first ?

[Richard Gray III]

I have a realtor that sends me listing about every other day, i working on building my credit and my capital at the moment. In the meantime I’m using a lot of my time reading books, listening to BP podcasts, and analyzing deals.

My goal is to find a duplex, triplex, or quad-plex to house hack/ BRRRR my way into saving capital and just to get my feet wet with my first property.

MY QUESTION.......

If i come across a deal and the numbers seem to work out, should i make an offer even tho i may not have the money ?

And knowing i may not qualify for a loan to pay.....

Should i pass on the deal ?

Because i know from reading and listening to podcasts tying up deals with no intention to buy is not Good impression to have going in to this business!

[Marcus Auerbach]

An offer without a rock solid pre-approval letter or proof of funds does not go anywhere in my area. Your agent must be a newbie. First job is to get a client hooked up witha great lender and get him pre-approved. To start out you can do a house hack with a 3.5% down FHA loan, so it should not take you too long to save that up!