Forever Home (Primary Residence) vs. House Hacking

[Marko Zlatic]

Hi All,

My wife and I are in a position where we are currently renting for a low monthly amount, allowing us to put away a good chunk of change into our "House Fund". 

We are in a position where we can buy our forever home. However, I would personally like to house hack a duplex while building up the house fund even more to strike on a forever home a year or 2 while living in the duplex. 

If you were me, what would you do or what have you actually done, and would you do it again?

Right now we don't have any kids, but we would like to have children soon.

Your thoughts? 

Thanks!

[Sean Lunny]

Hey Marko

I would personally (and I did) house hack in the duplex and continue to build. I do understand "happy wife happy life" situation though. This would allow you to have a cashflowing property (if done correctly) that will add to said house fund even more like you referenced. Seems like you put a lot of thought into this and you know the answer ;)