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Updated almost 6 years ago on . Most recent reply
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Having Cash In Bank
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@Dominique Mickles If you're buying a house ALL CASH the cash doesn't need to be in your bank account for 2 months before you can purchase the house and there's no bank underwriter that will "hold up your deal" for 60 days until your money is seasoned. If you're buying a house ALL CASH there's no bank underwriter even involved.
If you're buying a house for $20k as you said in your example, and you have $20k available in your bank account, even if it was just deposited a week ago, you'd simply wire it to whoever is handling the closing. There's no one involved who would even look at when it was deposited if it's an all cash transaction.
(The whole thing about seasoning money for 2 months has to do with when you're getting a loan and banks generally wanting to see 2 months worth of bank statements, but you won't have to worry about that if you're buying the house all cash because you won't have to show your bank statements to anyone.)