Looking to buy investment

[Eric Fernando]

I recently (In august 2018) bought my first multi family in NJ.  I live in one unit and I am renting out the other side. It is my primary residence.

Now I am looking to buy an investment rental in NJ. My realtor was telling me to check with the lender if I can get a loan for the investment property, since it is less than 12 months since I bought my primary residence. Is there such a rule? and any idea what LTV I could expect? would I be able to get a FHA loan? if not would the lenders want me to put 20% down or would it be 25%.

Any ideas and thoughts would be welcome. Any community banks that I could approach?