Starting with a low budget

[Eric Mckune]

I am just starting out. I have been following various YouTube channels, books, podcasts to learn what I can. I have been in contact with a lender to be pre-qualified. But I ran into a hurdle. With my income I don't qualify for most of the opportunities out there. My plan up till now has been to finance a 2-4 unit deal under market value, occupy one unit and rent out the other unit(s) after finishing cosmetic renovations. BRRRR strategy. I barely qualify for a SFH, especially since I was going to find one that could use some rehab and finance those repairs in my loan.

What advice or suggestions do you guys have for getting my first deal? Finding a cosigner so far doesn't seem to be an option for me. I really want to get started but I don't know how to get past the financing. I have turned some of my focus to learn more about flips to see if that may be a better option for my first couple of deals. Since I am new, I don't know if partnering would be an option either.