HELOC and cashflow target

[Scott Anderson]

My financing is a 20% HELOC down and 80% conventional loan for 100% financing in AZ.

Do I hope to cashflow based off this as-is or do I need to think more about cashflow when heloc is paid off? (2 years most likely).

Looking out of state it seems easy to cashflow, but it will be a serious struggle here.

i see wholesalers wanting hard earnest money which I’m not willing to do to get a deal.

Do I need to adjust my thinking?

What is realistic?