First time Investment financing

[Kelly Ikpeama]

Hello BP community. Getting financing is one of the biggest challenges new investors face. I am noticing that most lending companies will only lend on 4 units and not 5 nuits or larger. Anything greater  than 4 units is considered commercial. I’ve been looking at some 4 unit / 4plex and want to get funding from a private lender for 5 %. I know this is higher. Credit score around 620..I don’t want to wait for 6 months to a year to build up the credit..will take about a year plus or two to save up 20 to 25% for 4 unit or 4plex..any suggestions will help.