Mortgage questions

[Michael Sherwood]

I am considering doing one of two things.

Option 1
Buy a multi unit house( probably 2 units) and live in one unit and rent out the other. With the mortgage I can get here I can pay as little as 5% down.( My broker assures me this is because I am living in one of the units and this is less of a risk.)

Option 2
Buy a multi unit rent out both units and live somewhere else. ( Apparently I will have to put 20% down this way)

Is there any way to get around this besides seller financing. Let me know what you suggest. I have about 10k in funds.