Tips for getting my 1st mortgage

[Jacob D Adamczak]

I recently started a new job in Charleston, SC.  I am looking to find a duplex in the Charleston or Summerville area and rent out the other half.  In the mean time I am trying to make sure that when I find the right property I have my finances in order and I am organized so I can get approved for the loan when the time comes.  In addition to the down payment, I would have my monthly expenses documented to show that I would have 3-6 months reserve in case anything were to happen.  What else can I do while I save up this money to be able to look like a good candidate for a loan?