so many different directions!? Starting out!

[Jason Revolorio]

Hello everyone!

This is my First post on BP! Exciting! I stumbled on BP about 4 months ago and i've been listening to the podcast nonstop! i have also been reading alot of the forums! Im just searching for a little guidance into starting my journey in REI!

I am currently 21 years old and bought my first home (3-2-2) back in November 2017! it was a turnkey property and i bought it at market value, my wife and I rent one room out which gets us a little over half of the mortage payment.  we sort of house hacked before we knew about it! we get $600/month on rent income. ive tried to refinance, but the banks said since im too new into the loan, they would not it. what are some next steps i could follow? any advise?