Starting Out
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Tax, SDIRAs & Cost Segregation
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
1031 Exchanges
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated over 6 years ago on . Most recent reply
![Joseph Georgi's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1072596/1621508437-avatar-josephg173.jpg?twic=v1/output=image/crop=869x869@0x0/cover=128x128&v=2)
150k Student Loan Debt
Does anybody have suggestions about starting to invest with 150k of student loan debt? I know if I wait too late I will never get into rental properties but I have to also worry about paying my loans
Most Popular Reply
![Christopher Krug's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/783686/1621497327-avatar-christopherk71.jpg?twic=v1/output=image/crop=720x720@0x119/cover=128x128&v=2)
If the loans have low interest rates then I would just pay minimums until you are able to pull in enough cash flow to comfortably increase your monthly payment. FHA into a duplex or small multifamily property to house hack. This would give you a taste of REI and land-lording, and if done properly provide you with extra cash flow to pay down those student loans.