Subject to... What are my options? HELP!

[Vince Lucas]

I have a subject to opportunity and not really sure if I have a good deal or not. I would like to hear subject to deals that others have done (including the numbers and exit strategy). Also, what is the risk of bank calling the loan and what happens if they do.

Balance $102,500

As-is value 125k (with minor repairs)

10k repairs ARV 130-140k

25-30k repairs ARV 160k

PITI is 1,000

Market rent 1200-1300.

I would love to hear your thoughts on what would be the best scenario and what you have done with subject to deals. Thanks!