Haven’t filed taxes in 2 years :(

[Raffaello Cervera]

I’ve never seen this been asked on BP and sadly it applies to me so now I’m asking it. I’m trying to buy a house hack in Miami FL, I’ve found the deal and I have about $20k saved up to do the deal my only problem is I haven’t filed taxes in the last 2 years so I’m not sure if I can get preapproved I spoke to one MLO and he said that it was very unlikely to pre approved with out my tax returns. I’m going to talk to some more MLOs to see if they give me a different answer. Has anyone gone though this I would love to hear from someone who was in this position previously as this is the last thing I need to buy my first deal! Thanks all feedback is much appreciated!