FHA Loan - Does all the cash need to come from one person?

[Peter Ulstad]

My fiance is looking at buying a duplex with an FHA loan. I already own a property (purchased with an FHA loan) and we are planning on moving out of my place and into hers. My question is whether or not all of the cash used for the down payment needs to come from her since her name is on the mortgage. Can I give her the money as a gift or does the down payment need to come from her personal sources of income?

[Caleb Heimsoth]

The short answer is you can gift it to her I believe, but you’d need to put that in writing