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Updated about 7 years ago on . Most recent reply

Frankie Lotrec's profile image
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Frankie Lotrec
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Frankie Lotrec
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Frankie Lotrec
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  • VA
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when is a home loan considered commercial?

Frankie Lotrec
  • Investor
  • VA
Posted

Hi, I'm new in the real estate world. I recently purchased a home in VA. It needs major rehab work and I'm considering applying for a construction loan. I'm converting it to 4 units possibly 5. The question I have is, when is a home considered commercial for loan purposes at 5 units?

Hope it's not too confusing ...

thanks 

francesca

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Anthony Dooley
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Anthony Dooley
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Anthony Dooley
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  • Columbus, GA
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5 Units and over for lending purposes. You may want to check with your zoning office to make sure you are not over stepping the line with the county government.

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