How am I to contribute?

[Christina Goodman]

Hey All here at Bigger Pockets. 

My name is Christina from Memphis, TN. I am new here at Bigger Pockets and new to real estate investing. My mom and I started a LLC in order to jump right into the business; however things have been moving slow, really slow. My mom already owns a rental property and it is doing well. I, on the hand, do not have the means to acquire property meaning no money and "bad" credit. My mom says she's in this business only to back me. How can I contribute to the business when I'm bringing nothing to the table? How do I use what my mom has to offer (great credit and money) without feeling guilty? How can I make this work for both of us?

[Curt Davis]

What is your business you are in meaning what is it that you and your mom want to do? If you are only looking to buy homes to keep for rentals then you will have to have your mom get bank loans to qualify with 20% down financing. 

You could always learn to wholesale, that is a source to build up cash. Good luck