Air conditioner stolen(!) after offer

[Erin Stephens]

Hello!

Dealing with an odd situation and would love some input. I had an offer accepted on a townhouse in good condition that I hope to use as a rental. All systems were present and accounted for on initial walk-through and in listing pictures.

Fast-forward to the home inspection, and someone has stolen the outside air-conditioning unit! I didn't even know that was a thing until now. Wires are cut, and you can see the drag-marks from where they pulled it to the alley and I assume drove away with it. 

Has this happened to anyone else? I am hoping the seller's homeowners insurance will cover replacement, as I would not have offered the same amount without functioning HVAC. Do you think it likely their insurance will replace it? Any advice if they won't?

Thanks for any help/thoughts.

-Erin